From disruptive innovation to digital disruption:

1. World’s largest taxi company owns no taxis(Uber).
2. Largest accomodation provider owns no real state(Airbnb).
3. Largest phone companies own no telco infra(Skype, WeChat)
4. World’s most valuable retailer has no inventory (Alibaba).
5. Most popular media owner creates no content (Facebook)
6. Fastest growing banks have no actual money (SocietyOne).
7. World’s largest movie house owns no cinemas (Netflix).
8. Largest software vendors dont write the apps (Apple & Google).
   1. I will add that they dont write most of the apps, cuz they do write some of them.

I got this from an IBM slide on a FB post but I already heard about this before, so not sure there is one author.